Hello everyone. What is an e-Shram card? How do you apply for this card? I am going to share with you the complete details about this e-Shram Card, telling you what kind of benefits you will get by applying for this card.
Let’s first see what an e-Shram Card is. The E-Shram Card is a national-level database brought by our Government of India under our Ministry of Labour and Employment. Through this, we have brought this scheme to effectively bring all the welfare schemes, services, and benefits available to unorganized workers from the government, our government side has said.
Let’s see who is an unorganized worker. Now, if you go and work in a company where they give you all kinds of benefits like ESI and PF, then you will come under the list of organized workers. But if you say that the company where you can work does not have any benefits like ESI or PF, then you will come under this list of unorganized workers.
It is not that only those who can go and work in such a company should come under this list. Those who can do their own business can also come under this list. But those who can do their own business should not be able to pay income tax. If you pay income tax, then you will not be eligible for this scheme; you will not be included in the list of unorganized workers. Similarly, people who work as wage earners, construction workers, migrant workers, and other people like this will also come under this list of unorganized workers.
Any unorganized worker between the ages of 16 and 59 can apply for this card. After you apply for this card, you will be given a number. Using that number, you can apply for many government schemes. So far, they have said that 12 government schemes have been integrated with this card. You can apply for all those government schemes using the number that you will get after you apply for this card.
The most important scheme here is the pension scheme called PM-SYM. By joining this pension scheme, you will be given a pension of ₹3000 per month after you turn 60. To join this pension scheme, you should be between 18 and 40 years of age. If so, you can also join this scheme through this card. After joining, a certain amount will be withdrawn from your account every month, depending on the age at which you can join. In addition, the same amount will be deposited from the government side and collected in total. The amount collected in this way will be given to you every month after you turn 60.
Not only that, but you can also apply for the insurance scheme provided by the government using this card. If you apply for it in an unexpected situation and you die, then they say that they will give insurance up to 2 lakh rupees to your wife or husband, who is a member of your family. Not only that, but even if you die in an accident or become disabled, then they say that they will give you compensation up to 1 lakh rupees. Then you can also apply for the government’s assistance for pregnant women using this card.
Not only that, as I said earlier, this is a national level database, so after you register yourself in this database, you can use this database to find out where all the jobs are available for you. Then, be it skill development courses or apprenticeship programs, you can find out where all this is happening through this database.
Now let’s see how to apply for this card, which has many benefits. If you are applying for this card, your mobile number and Aadhaar number must be linked. If it is not linked, then you will definitely have to apply for this card through the Common Service Center (CSC) near you. If not, you have already created a link, then you can easily apply for this card by following the steps I am going to tell you. Let’s see how it works now.
If you go to Google and search for the e-Shram portal, click on the first link that comes up. After clicking on that, if you click on this option, a page like this will open. On that page, click on Register on e-Shram. After clicking on that, the next page will open, enter your Aadhaar-linked mobile number. After entering your mobile number, type the captcha code as it appears. It will be as if you have selected ‘No’ for both the options below. If you select ‘Yes,’ then this card will not apply to you. If you already have an ESI and PF account in your name but you select ‘No’ then when they check all the databases, they will find that you have an ESI and PF account, and in that case, this card will not apply.
After entering all the details on this page, click on the Send OTP option, and an OTP will be sent to the mobile number that is linked to your Aadhaar. You will have to enter the OTP in that message on the next page. Also, type this captcha code exactly as it appears on the screen. After that, it will be like filling up your Aadhar e-KYC form. Here, you will type your Aadhar number. After typing it, it will ask you how you want to verify that Aadhar number. That is, you can verify that Aadhar number through fingerprint, through your iris, or through OTP. If your Aadhar number is linked to your mobile number, then it is easy for you to go to the OTP option and enter your OTP and verify it yourself. Otherwise, you can verify your Aadhaar by clicking on the verification option. I will go to the OTP option and enter that OTP and enter the captcha code and click on the Validate option at the bottom.
That’s it, our e-Shram card is ready. After this, you can enter all the details about yourself in this card, be it your personal details, educational details, what kind of work you do, what kind of skills you have. After you enter everything, don’t forget to add your bank details. After filling all this, you will be given an option for self-declaration at the bottom. Check it and submit it, then your e-Shram card will be generated. You can easily download the e-Shram card generated in this way by using the download option available at the top.
Now you must have seen how to apply for this card. If you want to download the card to apply for it, you can download this card using your mobile number, Aadhaar number, or even UAN number. Maybe when you joined this scheme, you joined this scheme from the list of unorganized workers, and after joining and buying this card, after a few days or a few years, you became an organized worker, and you changed to another company where you get all the benefits like ESI, PF, etc. In that case, this card will not work for you. You will get all the benefits of ESI and PF for organized workers, but you will not get any of the benefits available through this card, which falls under the list of unorganized workers.